For the ACCA and CreditCon Communities

Own Your Own Funding Company™

Raise the Standard of What Your Practice Can Offer.

Add a branded business-credit and commercial finance division to your firm — without building the infrastructure.

Built to the standard ACCA sets: documented rules, not improvised advice.

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Your brand. Your clients. Your revenue. Our infrastructure.

  • Business Credit Builder
  • Capital Access Engine
  • Funding Sequencing
  • Automated Prequalification
  • Branded Client Portals

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Trial access is subject to review and platform setup. Submitting this form does not create a partner relationship and is not an offer of financing.

American Consumer Credit Advocates CreditCon 2027 Convention — Orlando, Florida

Presented to the ACCA and CreditCon communities.

An approved partner resource for ACCA members.

The White-Label Revenue Opportunity

Keep the Client—and Build Multiple Revenue Streams Around the Relationship.

Your credit-repair clients already trust you. Business structure, business credit, and capital access are services you can offer them now, under your own brand, instead of referring them away.

01 · Business Credit Builder

$2,500–$4,997

Typical White-Label Partner Program Pricing

White-Label Partners commonly price the complete Business Credit Builder program within this range, while maintaining control over the retail price they charge.

  • Full Business Credit Builder access
  • Our staff working the client file
  • Fundability and business-credit development
  • Capital Access Engine and stacking access
What your company keeps $1,700–$4,197 per enrollment after the $800 client activation fee

Your company keeps the amount it charges minus the $800 client activation fee, before its other operating costs. Pricing must follow your agreement and applicable requirements.

02 · Capital Access & Card Stacking

100%

Of the Service Fee You Charge

Business credit-card sequencing and stacking for qualified clients, priced by you. White-Label Partners control what they charge for the strategy and the service.

Aggregate limits are decided by the card issuers, not by Four Corner. They vary with the strength of the client’s personal credit profile, and a personal guarantee is commonly required where the business credit profile is new or thin.

What your company keeps 100% of the fee you charge for your Capital Access and business credit-card stacking service

If the aggregate limit approved were:

$50,000$5,000 fee at 10%

$100,000$10,000 fee at 10%

$300,000$30,000 fee at 10%

Arithmetic only. These are not typical, expected, or projected results, and no limit of any size is implied. Ten percent is a common industry pricing example—not a required fee or a promised result. Limits and approvals are determined by the card issuers under their own criteria.

03 · Successfully Funded Transactions

40%

Of the Success Fee, Per Eligible Closing

When a transaction closes under your partner agreement, you earn 40% of the success fee actually earned. If the success fee is 10% of the funded amount, your share equals 4% of that amount. Partners enrolling under the member rate earn that same 40%; until the deferred platform commitment in the partner agreement is satisfied, a portion of it is applied toward that commitment, and the full amount is paid out thereafter.

40% partner share×10% success fee= 4%of funded amount

Actual success-fee percentages vary by transaction size and product and generally decrease on larger transactions.

What 40% of a 10% Success Fee Looks Like

One closing can create meaningful partner revenue.

Four Corner Funding works with transactions from approximately $10,000 into the millions. The examples shown use a hypothetical 10% success fee solely to make the 40% partner-share calculation easy to see.

Funded amount10% success feeYour 40% share
$10,000$1,000$400
$100,000$10,000$4,000
$1,000,000$100,000$40,000

Math illustration only—not a quote, projection, or guarantee. The partner share is calculated from the success fee actually earned under the executed agreement. Larger transactions may use a lower success-fee percentage.

Interactive Revenue Illustration

Model All Three Partner Revenue Streams.

Adjust your estimated monthly volume, pricing, and transaction amounts. The calculator separates each revenue channel and then shows the combined illustration.

01

Business Credit Builder

You keep your program fee minus the $800 client activation fee.

5

030

$3,500

$2,500$4,997

Clients × (program price − $800 activation fee)

02

Capital Access & Card Stacking

You keep 100% of the service fee you charge.

1

015

$100,000

$50K$300K+

10%

1%15%

Clients × aggregate limits × your service-fee percentage

03

Successfully Funded Transactions

You earn 40% of the success fee actually earned.

1

010

$100,000

$10K$1M

10%

4%10%

Closings × funded amount × success fee × 40% partner share

Estimated Partner Revenue

Combined monthly illustration

$27,500

Business Credit Builder$13,500

Capital Access / Stacking$10,000

Funded Transactions$4,000

Combined annualized illustration

$330,000

This illustration reflects partner revenue before the partner's other operating costs, taxes, refunds, chargebacks, and related expenses.

Partners enrolling under the member rate earn the full 40% share. Until the deferred platform commitment described in the partner agreement is satisfied, a portion of that share is applied toward it; the full amount is paid out once it is satisfied. Illustration only—not an earnings projection or guarantee. The Business Credit Builder calculation deducts the $800 client activation fee. The Capital Access calculation assumes the partner keeps 100% of the service fee it charges. The funded-transaction calculation applies the 40% partner share to the selected success-fee percentage. Actual fees, approvals, limits, funded amounts, closings, revenue, expenses, and partner compensation vary and remain subject to underwriting, performance, compliance, and the executed partner agreement.

Timing

Your Client Does Not Have to Finish First.

Personal credit repair and business funding are not a sequence. They run alongside each other, which means your whole client list is in play from the day you launch—not the fraction of it that completes a program.

Before

Foundation starts on day one

Entity structure, EIN, business banking, and bureau file presence can be established from day one. This is the foundation everything later depends on, and none of it waits on a personal score.

During

The business can qualify on its own

Business credit development runs in parallel, separating the business from the owner over time. Several funding paths are evaluated on the business itself—its revenue, its deposit history, its collateral, or the asset being financed—rather than on the owner's personal profile alone.

After

The business carries the weight

A matured business credit file and a stronger personal profile widen what the client can be considered for, and shift the weight of future financing onto the business rather than the owner.

Which path fits which client is determined by the platform against that client's actual profile and documentation. Every path is subject to underwriting, documentation, and program eligibility. No approval, amount, rate, or term is guaranteed for any client.

The Opportunity

Your Clients Need More Than Credit Repair.

A large share of credit-repair clients are entrepreneurs, independent contractors, real-estate investors, gig-economy operators, or future business owners. Personal credit was never the destination—it was the prerequisite.

Once their personal credit improves, they need:

  • A properly structured business
  • A fundable business identity
  • Business credit
  • Working capital
  • Equipment financing
  • Strategic revolving credit
  • A clear capital-access plan

What usually happens

The client graduates from the credit-repair program, asks "what's next?", and gets referred somewhere else. The relationship ends at exactly the moment it becomes most valuable—and someone else captures the next five years of that client's business.

What should happen

The client moves into the next phase inside your brand. Business structure, business credit, funding readiness, and capital access all run through the platform you own—so you keep the relationship and the revenue that comes with it.

Keep the relationship. Expand the service. Build a new revenue division under your own brand.

Platform Capabilities

Everything You Need to Add a Business Credit and Funding Division.

The platform is rule-driven and underwriting-focused. Every recommendation, requirement, and next step is produced by defined logic tied to the client's actual profile, documentation, and readiness—not guesswork, and not a black box.

Business Identity and Fundability

Structure, entity consistency, registrations, business address and phone alignment, banking presence, and the documentation signals underwriters actually check. The system flags what is missing before an application is ever submitted.

Business Credit Builder

A tiered, step-by-step progression for establishing business credit presence and reporting behavior. Clients see exactly which tier they are in, what is verified, what is pending, and what unlocks next.

Capital Access and Credit-Card Sequencing

Structured guidance on the order of operations for business revolving credit and card-stacking strategies for qualified clients—based on profile strength, timing, and readiness rather than a random list of products.

Automated Prequalification and Underwriting

Intake, prequalification, and underwriting review run through defined rules and required-document logic. Files move forward when they are actually ready, which reduces avoidable denials.

Funding Sequencing and Eligibility

Capital categories are organized around the client's current profile and objectives, with requirements and next steps surfaced for each path—so clients understand sequence instead of shotgunning applications.

White-Label Business Operations

Leads, clients, applications, documents, commissions, invoices, payments, appointments, resources, employees, users, and role-based permissions—one operating system running under your brand.

White-Label Operating System

Run the Entire Operation Under Your Brand.

  • Your logo and colorsApplied across the partner console and client-facing portals.
  • Your custom domainClients log in at your address, not a generic third-party URL.
  • Your company emailPlatform communications configured to send from your business.
  • Your client agreementsLoad the agreements your organization uses and requires.
  • Your payment configurationConnect supported payment options, subject to processor approval.
  • Your employees and permissionsAdd staff and control access with role-based permissions.
  • Your leads and clientsYour pipeline and your client records, scoped to your tenant.
  • Your invoices and paymentsBill, collect, and track inside the same environment.
  • Your appointments and resourcesScheduling and a resource hub your clients can actually use.
  • Your commission visibilityTransparent tracking of what has been earned and what is pending.

Your clients remain inside your branded experience while the platform provides the infrastructure behind it.

Certain platform, legal, and compliance disclosures required by law, by payment processors, or by the platform agreement remain in place and cannot be removed.

Your logo. Your clients. Your operation.
  • Dashboard
  • Leads
  • Clients
  • Intake & Review
  • Prequalification
  • Funding Applications
  • Funding Requests
  • Credit Profile Requests
  • Commissions
  • Invoices
  • Payments
  • Appointments
  • Resources
  • Employees
  • Users
  • Roles & Permissions
  • Settings

Demonstration environment. Illustrative figures are not earnings claims.

Client Experience

Give Clients More Than a Portal. Give Them a Roadmap.

Most portals show a client their file. This shows them their path—where they stand today, what is blocking them, and what happens next.

  1. Complete their business profile — entity details, structure, banking, and business identity information in one guided intake.
  2. Review readiness — a Funding Readiness Score built from credit profile and business factors, not a vanity number.
  3. Request prequalification — submit a prequalification request without guessing which program to pursue.
  4. Upload required documents — a clear list of what is required, what is received, and what is still outstanding.
  5. See next steps — an explicit "here is what to do now" instead of an open-ended waiting period.
  6. Build business credit — tiered Business Credit Builder progression with a step-by-step guide and tracked accounts.
  7. Review potential capital categories — see the categories that may fit their current profile and what each one requires.
  8. Track applications and progress — funding requests, applications, appointments, invoices, and payments in one place.
Give every client a structured path from fundability to capital.

Platform demonstration data shown. Actual eligibility and results vary.

Funding Sequencing Engine

Stop Guessing What Comes Next.

The Funding Sequencing Engine organizes potential capital categories around the client's current profile, readiness, documentation, and business objectives. It helps create a structured path instead of sending clients into random applications.

One platform. Multiple paths to capital.

Profile-driven, not product-driven

Categories are organized around what the client's file actually supports today—time in business, revenue strength, utilization, tradeline depth, banking relationships, and credit profile.

Requirements surfaced up front

Each path shows what documentation and readiness conditions are associated with it, so clients can see the gap before they burn an application on it.

A sequence, not a scattershot

Clients understand what to pursue now, what to prepare for next, and what should wait—so the order of operations works for them instead of against them.

Platform demonstration data shown. Financing is subject to underwriting and program eligibility.

Lending Products & Capital Network

Real Lending Products. Real Capital Relationships.

Your clients are not handed a list of links and wished well. Four Corner Funding maintains established lending and capital relationships across every major business financing category, and those products are built directly into the platform your clients use. When an eligible transaction successfully funds, you participate in the revenue it generates under your partner agreement.

Every financing category in one place — with amounts, requirements, and eligibility signals surfaced per product.

Working Capital & Growth

Business and revolving lines of credit, term loans, revenue-based financing, and short-term debt consolidation for operating and growth needs.

Equipment & Transportation

Equipment loans and equipment finance agreements, plus financing for commercial trucks, trailers, fleets, buses, and specialty equipment.

SBA Programs

SBA 7(a), SBA 504, SBA Express, and SBA Microloan programs for businesses that meet the applicable eligibility requirements.

Commercial Real Estate

Owner-occupied commercial property, DSCR rental financing, construction financing, and bridge financing for real estate opportunities.

Business Acquisition & Expansion

Financing to acquire an existing business, franchise, or ownership interest, including structured acquisitions where eligible.

Receivables & Cash Flow

Accounts receivable financing, invoice factoring, and eligible purchase-order financing for businesses waiting on payment.

Investor & Fix-and-Flip

Short-term financing for real estate investment and renovation projects, underwritten on the project and the borrower profile.

Business Cards & Revolving Credit

Strategic business credit-card sequencing and stacking strategies for qualified clients, timed against profile strength and readiness. Approval and limits rest on the client’s personal credit profile and are set by the card issuers; a personal guarantee is commonly required where the business credit profile is new or thin.

Established relationships, not referrals

Your clients are placed through the platform's existing capital channels rather than handed off to a third party who then owns the relationship. You stay in the file, and your brand stays in front of the client.

Eligibility surfaced before the application

Each product shows the underwriting factors that decide it — personal credit, time in business, revenue, minimum monthly deposits, average daily balance — and flags what is still missing before anything is submitted.

You participate in funded transactions

Program revenue is only one side of the model. When an eligible transaction successfully funds through the platform, you participate in the revenue it generates according to the terms of your partner agreement.

Product categories shown are illustrative of the financing types available through the platform and are not an offer or commitment to lend. Availability, amounts, rates, terms, and eligibility are determined by underwriting, documentation, and individual program requirements, and vary by client profile. No approval, amount, rate, term, or timeline is guaranteed. Platform demonstration data shown; figures displayed in the recording are illustrative and are not offers, quotes, or earnings claims. Partner revenue on funded transactions is governed solely by the executed partner agreement.

Payments

You Build the Client Relationship. You Control the Front-End Experience.

You Get Paid Through Your Own Business.

Supported payment configurations allow partners to collect their client fees through their own approved payment setup. You configure the payment options your business is approved for, and client payments flow through that configuration—tied to invoices, programs, and client records already inside your platform.

You get paid through your business—not through a generic referral page.

  • Enable or disable supported payment methods from your settings
  • Card, digital wallet, ACH, and manual payment options where supported
  • Payments connected to your invoices, programs, and client records
  • Manual recording for offline payments you collect directly

Payment processor availability varies. Every processor maintains its own application, underwriting, and approval requirements, and not every business is approved by every processor. Available payment methods depend on the processors you are approved for and on your platform configuration. Four Corner Funding does not control processor approval decisions.

Connect supported payment options directly to your branded platform.

Platform demonstration data shown. Payment options shown are illustrative and subject to processor approval and configuration.

Watch How the Platform Works

See the Complete Platform in Action

See the partner dashboard, borrower experience, Capital Access Engine, Business Credit Builder, Funding Sequencing Engine, and the workflows that connect everything.

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Recorded platform demonstration. Demonstration data shown. Financing is subject to underwriting and program eligibility.

How It Works

Launch Without Building From Scratch.

You are not building software, hiring engineers, or writing underwriting logic. You are configuring a platform that already exists and putting your name on it.

  1. 1

    Start Your Free Trial

    Submit the short application. No credit card is required.

  2. 2

    Configure Your Brand

    Add your logo, colors, domain, company email, agreements, and payment configuration.

  3. 3

    Learn the Platform

    Use the built-in training, walkthroughs, resources, and structured workflows.

  4. 4

    Enroll Your Clients

    Bring existing business-owner clients into your branded ecosystem.

  5. 5

    Build a New Revenue Division

    Generate program revenue and participate in eligible funded transactions according to your agreement.

Why This Sits Well With an Association

Standards Are the Product.

The reputational risk in this industry has never really been credit repair itself. It is what happens next—when a client asks about funding and gets an answer that came from instinct rather than a rule. Different staff member, different day, different answer. That is what draws scrutiny, and it is what an association spends its time defending against.

This platform answers that question the same way every time. Fundability, tier advancement, document requirements, program matching, and capital sequencing are all governed by documented logic, and every step a client passes through is recorded. Your team stops improvising, and you can show your work.

Members of the ACCA and CreditCon communities can request a no-credit-card free trial and see the whole system before deciding anything.

Start My Free Trial

Participation is not automatic. Organizations are reviewed for fit, and trial access is subject to review and platform setup. ACCA membership or CreditCon attendance does not guarantee approval or acceptance into the White-Label Partner Platform, and nothing here is an endorsement of any particular funding outcome.

FAQ

Questions Credit Professionals Actually Ask.

What does white-label mean?

White-label means the platform operates under your company name, logo, colors, and domain. Your clients experience your brand end to end—the marketing site, the portal they log into, the invoices they receive, and the staff they speak with are all yours. The underlying technology, underwriting logic, and workflows are provided and maintained by Four Corner Funding behind the scenes.

Will my clients see Four Corner Funding?

Your client-facing environment is branded to your company. Certain platform, legal, and compliance disclosures required by law, by payment processors, or by the platform agreement remain in place and cannot be removed. We do not remove required disclosures, and no partner should represent that they can be removed.

Do I need business-funding experience?

No. The platform is rule-driven, and training, walkthroughs, resources, and structured workflows are included. Prior funding experience helps you move faster, but the system is built so the process guides the work rather than depending on expertise you have to acquire first. Underwriting review remains centralized.

What does the platform cost?

The trial is free and requires no credit card. Beyond the trial, standard enrollment is priced for the open market. Because the platform is being introduced through ACCA and CreditCon, a preferred enrollment rate is available to eligible members of those communities. Exact enrollment terms—including the monthly platform subscription, the partner revenue share, and the deferred platform commitment—are confirmed with you directly before anything is signed.

Can I continue operating my credit-repair business?

Yes. This is designed as an additional division alongside your existing services, not a replacement for them. Most partners use it to serve the clients they already have—and not only the ones who have finished. A client can be early in personal credit work and still have a business worth evaluating.

Do I control what I charge clients?

Yes. You set your own program pricing, subject to your partner agreement and applicable requirements. For each Business Credit Builder enrollment, your company keeps what it charges minus the $800 client activation fee. For Capital Access and business credit-card stacking services, your company keeps 100% of the service fee it charges. Eligible funded transactions generate a separate 40% share of the success fee actually earned. Partners enrolling under the member rate earn that same 40%; until the deferred platform commitment in the partner agreement is satisfied, a portion of it is applied toward that commitment. You remain responsible for your pricing, disclosures, contracts, and compliance obligations.

What services can I offer?

Subject to your partner agreement and applicable compliance requirements, partners can offer:

  • Business fundability and business identity development
  • Business credit building
  • Capital access and strategic business credit-card sequencing
  • Credit-card stacking strategies for qualified clients
  • Automated prequalification and underwriting intake
  • Funding-readiness scoring
  • Funding sequencing and eligibility guidance
  • Business funding and financing
  • Document collection and workflow management
  • Client portals, payments, invoices, appointments, resources, and reporting
Is the free trial really available without a credit card?

Yes. No credit card is required to request the trial. You submit the short application, we review it, and approved organizations move into platform setup. Trial access is subject to review and platform setup.

Are funding approvals guaranteed?

No. All financing is subject to underwriting, documentation, and program eligibility. No approval, amount, rate, or timeline is guaranteed for any client. The platform is designed to improve preparation and reduce avoidable denials—not to promise outcomes.

Are earnings guaranteed?

No. Nothing on this page is an earnings projection or guarantee. The revenue illustration is a math example using inputs you choose. Actual results depend on your pricing, client volume, execution, marketing, compliance, funded transactions, and the terms of your partner agreement. Many businesses do not achieve any particular result.

Can I add employees to my platform?

Yes. You can add employees and users, and assign role-based permissions that control what each person can see and do—leads, clients, intake and review, funding requests, commissions, invoices, payments, appointments, and settings.

Can I connect my own payment processor?

Partners can configure supported payment options so client payments flow through their own approved payment setup. Availability depends on which processors are supported by the platform and which ones your business is approved for. Every processor maintains its own application and underwriting standards, and not every business is approved by every processor.

How quickly can my platform be configured?

Timing depends on how quickly you supply your brand assets, domain settings, email configuration, agreements, and payment setup, and on the processor approvals involved. Organizations that arrive prepared move fastest. We do not publish a guaranteed launch date, because the items outside our control genuinely vary by organization.

American Consumer Credit Advocates CreditCon 2027 Convention — Orlando, Florida

ACCA and CreditCon × Four Corner Funding

Own Your Own Funding Company™

Ready to Add Business Credit and Funding Under Your Brand?

Request your free trial and see how the platform can help you keep more clients, offer more value, and build an entirely new revenue division.

  • No credit card required
  • Your brand, your domain, your clients
  • Preferred enrollment rate for eligible ACCA and CreditCon members
  • Training, resources, and structured workflows included
  • Centralized underwriting and compliance-safe materials

Trial access is subject to review and platform setup. Submitting this form does not create a partner relationship and is not an offer of financing.

Start My Free Trial

No credit card required. Takes about two minutes.

Step 1 of 2 · Contact information

No credit card required.

The company behind the platform

Four Corner Funding is the operating brand of Four Corner Holdings, LLC.

Four Corner Holdings develops the Capital Intelligence Platform, maintains the capital-source relationships behind it, and is the contracting entity for every White-Label Partner agreement. Four Corner Funding is the name that operation runs under.

Same company. The software, the underwriting logic, and your partner agreement all sit with Four Corner Holdings, LLC.

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